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Wise Credit Management

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Lesson 7: How To Handle Bad Credit

1 Quiz
- Lesson 7: Quiz

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Essentials Quiz
Lesson 1: Quiz
Lesson 2: Quiz
Lesson 3: Quiz
Lesson 4: Quiz
Lesson 5: Quiz
Lesson 6: Quiz
Lesson 8: Quiz
Lesson 9: Quiz
Lesson 10: Quiz
Final Exam

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Lesson 1: Quiz

Wise Credit Management Lesson 1: Quiz

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Question 1 of 3

1. Question
Why do most lenders make loans?
- A lender expects to be repaid the loan plus interest to make a profit.
- To give money away without the expectation of repayment.
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Question 2 of 3

2. Question
How can you start building credit with small loans and credit cards?
- Pay any debt you currently have on time
- Take out a small loan and make monthly payments on time
- Get a credit card with a small limit and pay it on time
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Question 3 of 3

3. Question
Can race, ethnicity, gender, geographic area, etc. be used as factors when calculating your credit scores?
- No, while there are differences in average credit scores between these different groups, those differences are because of socioeconomic and education factors, not because the factors are used in scoring
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