Just Released! The Wise Credit Management Handbook
Now we have our own book! The Wise Credit Management Handbook contains most of the vital information taught in the videos in an easy-to-read format.
All the basic Lessons and advanced Lessons are covered along with sample disputing letters.
This book is meant to be used as a reference when in group meetings and professionals can give a book to attendees as a show of support for our future homebuyers.
Learn details from an industry expert how credit scores really work and how to build or repair your credit.
- Free membership to a supportive Christian community
- Classes are built on facts taken directly from the Credit Bureaus
- Easily find understanding local professionals in many different fields who will work with your situation
“You are at your most vulnerable when you don’t understand how credit works. My students will not be uniformed victims of financial predators.”
– Jason Johnson
The Wise Credit Professional
Wise Credit Management is a free class with a supportive community (funded by Sponsors and Affiliate Links) that combines biblical wisdom, factual information and professional guidance to give students the knowledge to make wise decisions and a Professional Member Directory where students can find professionals willing to help.
How credit works
How to get good credit
How to recover from past mistakes
Free knowledge and wisdom
Supporting environment
Focused on overcoming credit problems
Biblical Themes
Proverbs 22:1 ~A good name is to be chosen rather than great riches; favor is better than silver or gold.~ Today a good name includes your reputation for repaying debt, also known as a credit report which is widely used to determine if you can have a home to live in.
Deuteronomy 15:1 ~At the end of every 7 years you shall grant a release of debts.~ That verse is very similar to the Fair Credit Reporting Act, which states that information to be excluded from consumer credit reports… “Accounts placed for collection or charged to profit and loss which antedate the report by more than 7 years.”
Luke 16:10 ~He who is faithful in what is least is also faithful in much…~ Starting with small secured cards and credit builder loans is all you need to build a good score. Lesson 4 details a step-by-step process to build credit as fast as possible.
Essentials Of Wise Credit Management – An introduction to the class with a summary of the main points from each lesson
Lesson 1: Understand The System – How your Credit Report is used to determine what you pay for housing, insurance, transportation, etc.
Lesson 2: Read And Understand Your Credit Report – Detailed walkthrough of a sample credit report, how to get your real credit report and how to set up free credit monitoring
Lesson 3: How Credit Scores Work – Every factor used to calculate your score and how your actions impact your score
Lesson 4: How To Build Your Credit – A step-by-step guide to build good credit whether you are starting with no credit or bad credit
Lesson 5: How To Maximize Your Credit Score – How to use the fundamentals you learned to get an 850 score
Lesson 6: Wise Debt Reduction – An innovative approach to paying down debt while increasing your credit score
Lesson 7: How To Handle Bad Credit – Your options when facing late payments, collections and lawsuits (including Metro-2 Disputing)
Lesson 8: Debt Management Plans and Bankruptcy Protection – Use the law to your advantage and recover as quickly as possible
Lesson 9: Identity Theft – Know how to handle this increasingly common problem before it happens
Lesson 10: Credit For Mortgage Approval – Find out how to qualify for the best terms on your home loan
Graduation – Review what you learned and take an easy final exam to become a Wise Credit Advocate (you must become a Member to graduate)
Gain access to a detailed discussion of additional topics by completing the Graduation Final Exam
Use The Member Directory To See Professional Members
Use The Map To See Local Professionals - Filtered By Category
The Professional Member Directory is for your information. These professionals are publicly offering their services to Members who may need professional guidance. Wise Credit Management does not endorse the use one Member or Company over another.
Use The Group Directory To Find A Group For You
Use The Map To Find Local Groups To Meet With
Become a Wise Credit Professional
Tell your community that you serve through your profession by becoming a Professional Member
